by Bee Madness » Sat Jan 11, 2014 11:48 am
We were looking into insurance because a local farmers market would require a liability policy to sell at their location. We found that to cover for example if we fought with a patron of the market or damaged their parking lot it would cost in the neighborhood of $500/ year. That seemed like alot of pounds of honey to sell to get started selling there. We also looked into protecting ourselves from liability of our product and hives on our property and at out apiaries would cost about $500/year. 2 different policies seems to be the consensus from insurance professionals of how to cover even small scale beekeeping issues that may arise. Then USDA has honey crop insurance that will cover to average local honey crop lost in the event of disaster haven't really found out how much that costs yet. Seems like the state or national beekeeping assoc could facilitate group coverage in this area. Most all of us would welcome basic coverage at an affordable rate i bet. I would welcome some help from bigger beekeepers on what they use too!
